Kubiza malini iphakethe likagwayiIzindleko zokubhema kanye neqiniso elingemuva kwazo ngokombono wokwehluka kwamanani

Emehlweni abantu abaningi, ugwayi uluhlobo "lokudla kwansuku zonke okuhle", kodwa uma ubala izindleko zesikhathi eside, uzothola ukuthi izindleko zokubhema ziphakeme kakhulu kunalokho okucatshangwayo. Ngakho-ke, ingakanani ngempela iphakethe likagwayi? Kungani igebe lentengo lisobala kangaka phakathi kwamazwe ahlukene, izifunda, ngisho nemikhiqizo? Lesi sihloko sizokwenza ukuhlaziywa okujulile kokwakheka kwamanani kagwayi, umehluko womhlaba wonke, kanye nezindleko zesikhathi eside ezifihliwe ezivela emibonweni eminingi, sikusize uqonde ngokugcwele umbuzo obonakala ulula kodwa ongelula kangako othi "Ugwayi ubiza kangakanani?"

Iyini intengo elinganiselwayo ye-iphakethe likagwayi?

Emhlabeni jikelele, ayikho indinganiso efanayo yentengo ye-iphakethe likagwayi.

Amanani ajwayelekile emazweni ahlukene

Emhlabeni wonke, intengo yeiphakethe likagwayicishe zingahlukaniswa zibe izinhlobo ezintathu:

Intengo ephansi: cishe idola elilodwa kuya kwamathathu laseMelika

Intengo ephakathi: cishe amadola aseMelika angu-4 kuya kwangu-8

Intengo ephezulu: $10 noma ngaphezulu

Lokhu kusho ukuthi ngokufanayoiphakethe lamagwayi angu-20, intengo ingahluka ngokuphindwe kahlanu noma ngisho kayishumi noma ngaphezulu emazweni ahlukene.

Kungani kunomehluko omkhulu kangaka wentengo?

Intengo kagwayi akuyona nje intengo kagwayi uqobo, kodwa ithonywa yizici eziningi:

Inqubomgomo yentela kahulumeni

Ukuqondisa impilo yomphakathi

Izindleko zokungenisa nokusabalalisa

Izinga lokusetshenziswa kwendawo

Ngakho-ke, umbuzo othi “Ingakanani iphakethe likagwayi?” kumele uphendulwe kanye namazwe nezifunda ezithile.

Izingxenye eziyinhloko zeamanani kagwayi

Ukuze uqonde ngempela ukuthi kungani ugwayi ubiza kakhulu (noma ushibhile), kubalulekile ukuhlaziya isakhiwo sawo sezindleko.

Intela kagwayi: Into enenani eliphezulu kakhulu ngentengo

Emazweni amaningi, intela kagwayi ibangela ingxenye enkulu kakhulu yamanani kagwayi, kanti kwamanye amazwe, intela yakha ngisho no-60% kuya ku-80% wentengo yokuthengisa.

Inhloso yayo akuyona nje imali engenayo yezimali, kodwa okubaluleke kakhulu:

Nciphisa izinga lokubhema

Nciphisa ukuchayeka kwentsha kugwayi

Nciphisa umthwalo wesikhathi eside ohlelweni lwezokwelapha

Lesi futhi yisona sizathu esenzaamanani kagwayi emazweni amaningi athuthukile iyaqhubeka nokukhula.

Umehluko womkhiqizo kanye nesikhundla

Akuwona wonke ugwayi othengiswa ngentengo efanayo

Imikhiqizo eyaziwayo yamazwe ngamazwe ivame ukubiza kakhulu

Imikhiqizo yendawo noma imikhiqizo ene-tar ephansi ishibhile kakhulu

“Ugwayi osezingeni eliphezulu” uvame ukugcizelela ukupakishwa, ukunambitheka kanye nesithombe

Kuleli dolobha elifanayo, akuvamile ukuthi umehluko wentengo ngephakheji phakathi kwemikhiqizo ehlukene ufinyelele ku-20% kuya ku-50%.

Ithonya leziteshi zokuthengisa

Indawo yokuthenga ingathinta nentengo

Izitolo ezingenayo intela esikhumulweni sezindiza ngokuvamile zishibhile

Amanani emabha nasemakilabhini obusuku aphezulu kakhulu

Amanani ezitolo ezincane ezithengisa izinto ezilula ayashintshashintsha kakhulu

Lesi futhi esinye sezizathu ezenza abantu abaningi ababhemayo bavame "ukulungisa indawo yokuthenga".

Ekugcineni, kubiza kangakanani ukubhema?

Uma umuntu ebheka kuphela ukuthi “iphakethe libiza malini”, abantu abaningi bangacabanga ukuthi lisamukeleka. Kodwa ngakolunye uhlangothi, impendulo ihluke ngokuphelele.

Kubalwa ngokusekelwe ephaketheni elilodwa ngosuku

I-hypothesis

Intengo yephakethe ngalinye likagwayi ingamadola ayisithupha aseMelika

Iphakethe elilodwa ngosuku

Ngakho-ke:

Kubiza cishe amadola aseMelika ayi-180 ngenyanga

Kubiza cishe amadola aseMelika angu-2,160 ngonyaka

Iminyaka eyishumi ingaphezu kwamadola aseMelika angama-20,000

Lokhu akubandakanyi amathuba okwenyuka kwentengo.

Izindleko ezifihliwe zivame ukunganakwa

Ngaphandle kwemali esetshenziswa ngqo kusikilidi, kunezinye izindleko ezivame ukunganakwa

Izindleko zezokwelapha zikhuphukile

Iphrimiyamu yomshuwalense inyukile

Ukwehla kokusebenza kahle komsebenzi

Izindleko ezengeziwe ezibangelwa izinkinga ngamazinyo, isikhumba kanye nohlelo lokuphefumula

Ngokombono wesikhathi eside, izindleko zangempela zokubhema ziphakeme kakhulu kunemali esetshenziswa ekubhemeni ugwayi.

Kungani amazwe amaningi eqhubeka nokuphakamisa amanani kagwayi?

Eminyakeni yamuva nje, amazwe amaningi abelokhu ephakamisa amanani emikhiqizo kagwayi, futhi lokhu akulona iphutha.

Impilo yomphakathi iyimbangela eyinhloko

Ucwaningo lubonisa ukuthi ngokunyuka ngamaphesenti ayi-10 kwentengo kagwayi, izinga lokubhema lehla kakhulu, ikakhulukazi elinomthelela omkhulu entsheni.

Ngakho-ke, ukukhuphula amanani kubhekwa njengenye yezindlela eziphumelela kakhulu zokulawula ugwayi.

Ukwenyuka kwentengo kuwuhlobo "lokungenelela kokuziphatha".

Uma kuqhathaniswa nokuvinjelwa okuqondile: Ukuphakamisa amanani kulula ukukusebenzisa

Ukumelana nomphakathi kuncane kakhulu

Kungashintsha kancane kancane imikhuba yokusebenzisa

Yingakho futhi, ngisho nasezindaweni ezinokusetshenziswa okuphezulu kukagwayi, amanani eqhubeka ekhuphuka.

Kusho ukuthini kubathengi abavamile?

Kubantu ngabanye, izinguquko emananini kagwayi empeleni zibonisa ukuthambekela okujulile.

Ukubhema sekuba “ukuziphatha okubiza kakhulu”

Ngokombono wemali, impilo kanye nomphakathi, ukubhema kushintsha kancane kancane kusuka “emkhuba” kuya ekukhetheni okubiza kakhulu.

Imbuyiselo yezomnotho yokuyeka ukubhema iqondile kakhulu

Umuzwa oqondile kakhulu wabaningi ababhemayo abayeke ukubhema yilona:

Ibhalansi yanyanga zonke ikhuphuke kakhulu

Akusazweli ngamanani

Ingcindezi yezezimali incishisiwe

Ngokuphambene nalokho, umbuzo othi “Ingakanani iphakethe likagwayi?” uvame ukuba yimbangela ebalulekile yokuyeka ukubhema.

Isifinyezo:

Iphakethe likagwayi akuyona nje indaba yentengo

Uma sibheka phezulu, “Ingakanani iphakethe likagwayi?” kubonakala sengathi umbuzo olula wokusetshenziswa, kodwa uma kuhlaziywa ngokujulile, kutholakala ukuthi uhilela:

Ukuqondiswa kwenqubomgomo

Impilo yomphakathi

Ukuhlela ezezimali komuntu siqu

Ikhwalithi yempilo yesikhathi eside

Ukwenyuka okuqhubekayo kwentengo kagwayi akuyona into eyenzekile kodwa kuwumkhuba womhlaba wonke. Uma uhlola kabusha imikhuba yakho yokusebenzisa, ungaqala ngokubala "izindleko zangempela zikagwayi", ezivame ukuletha izinguquko ezingalindelekile.

Amathegi: #ugwayi #ibhokisi likagwayi #ibhokisi likagwayi elenziwe ngokwezifiso